Si KIKO at ang OFW...
From: "Francis Oca"
Date: Sun, 17 Oct 2004 23:44:20 -0700 (PDT)
Subject: [OFW-Dubai] On OWWA Issues and Information
Dear Vic and all,
In response to Vic's request that information about the Omnibus Policies be touched as well, reposted below is a write up on the issue which was published last July in Arab New's Sunday supplement - the Pinoy Xtra. I hope the material, plus the hereactions thereto, will be a good start to get the ball rolling.
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Dapat bang Ibasura ang Omnibus Policies ng OWWA
Francis Oca, Pinoy Xtra – Arab News July 11, 2004
Nitong mga nakaraang araw ay natunghayan natin sa mga pangunahing pahayagan ang mga pagbatikos ng mga OFW sa pahayag ng Overseas Workers Welfare Administration (OWWA) na ang kompanyang pinapasukan ang siyang nagbabayad ng kontribusyon ng OFW sa OWWA. Ang pahayag ang siyang ginawang depensa ng pangasiwaan ng OWWA laban sa kasong isinampa ng Philippine Migrant Rights Watch (PMRW) para sa pagpapawalang bisa sa Omnibus Policies na ipinasa ng OWWA noong Septiembre 19, 2003 sa pamamagitan ng Board Resolution No. 038.
Ano nga ba ang nilalaman ng Omnibus Policies ng OWWA, at bakit ibig itong ibasura ng mga OFW?
Sa kabuuan, ang Omnibus Policies ay siyang tumatayang panuntunan sa pagpapalaganap ng programa, serbisyo, at benepisyo para sa mga OFW na kasapi ng OWWA.. Dito rin isinasaad kung paano pangangasiwaan at palalaguin ang pondong nalikom mula sa mga kontibusyon ng mga kasapi.
Ayon sa PMRW, sa kabuuan ay walang bisa ang Omnibus Policies dahil walang naganap na malawakang pagdinig tungkol dito, at hindi rin ito nailathala sa mga pahayagan bago ipinatupad.
Ayon sa Letter of Instruction (LOI) 537, ang batas na lumikha sa OWWA, ang US$ 25 kontribusyon ay dapat singilin sa employer ng OFW. Sa bagong Omnibus Policies, hindi na isinasaad kung kanino manggagaling ang naturang kontribusyon. Sa pananaw ng mga OFW na sumusubaybay sa isyung ito, ang ibig mangyari ng mga nangangasiwa ng OWWA ay gawing lehitimo ang nagiging kalakaran na sa OFW mismo sinisingil ang US$ 25 na kontribusyon, na ayon sa PMRW ay "isang uri ng illegal exaction of fees".
Kung nais ng mga nangangasiwa ng OWWA na baguhin ang paraan ng pagbabayad ng kontribusyon, ito ay dapat idaan sa Kongreso at gawin sa pamamagitan ng pagsusog sa LOI 537, at thindi sa pamamagitan ng isang board resolution lamang.
Isinasaad din sa Omnibus Policies na magiging epektibo ang pagiging kasapi ng isang OFW mula sa araw ng pagbabayad nito ng kontribusyon hanggang sa pagtatapos ng kanyang kontrata (Sec. 3, Art. 4). Kailangang irenew ang pagiging kasapi, sa pamamagitang ng pagbabayad ng kaukulang kontribusyon, kapag nakakuha ng bagong kontrata o kaya'y binigyan ng contract renewal ng kasalukuyang employer (Sec. 4, Art. 4).
Sinisingil ng OWWA ang bawat OFW ng kontribusyong US$ 25 tuwing makalawang taon. Ito marahil ay sa kadahilanang kadalasan ang isang employment contract ay para sa dalawang taon lamang. Pagkaraan ng dalawang taon, maaring irenew ng employer ang naturang kontrata, at maari din namang humanap ng ibang kontrata ang OFW.
Hindi malinaw sa Omnibus Policies ang ibig sabihin ng "expiration of the employment contract". Dahil maaring materminate ang serbisyo ng isang OFW kahit hindi pa natatapos ang dalawang taon, marami ang natatanong kung sa mga ganitong kaso, maituturing bang expired na rin ang membership ng OFW, na ang ibig sabihin ay hindi na siya entitled sa alin mang benepisyo na isinasaad sa Omnibus Policies? Ayon sa PMRW, dahil sa bagong Policies, "mahigit sa 1,700 claims na may kabuuang halaga ng Php 16M ang sinuspinde ng OWWA". Ang mga nasabing claims ay para sa burial at death benefits, ayon pa rin sa PMRW.
Kung tutuusin, hindi naman kabigatan ang kontribusyong US$ 25 tuwing ikalawang taon, kung ihahambing sa mga benepispo na nakalaan para sa mga kasapi.
Ayon sa Omnibus Policies ang isang kasapi ay covered ng life insurance kung saan ang kanyang pamilya ay tatanggap ng Php 100,000 kung sakali't siya'y mamatay habang nagtatrabaho sa ibang bansa, o Php 200,000 kung ang sanhi ng pagkamatay ay aksidente. Dagdag pa dito ang disability at burial benefits. Ang mga naturang benepisyo ay kukunin sa Insurance Benefit Program Fund. Ito ang pondo kung saan sa bawat kontribusyon na S$ 25, naglalaan ang OWWA ng Php 165.00.
Nagbibigay din ang OWWA ng loan guarantee sa mga kasaping ibig kumuha ng Pre-Deaprture Loan (PDL) o ng Family Assistance Loan (FAL), na hindi hihigit sa Php 40,000, sa alin mang government financial institution. Para sa programang ito, bumuo ang OWWA ng loan guarantee revolving fund na nagkakahalaga ng Php 100 M.
May mga education and training benefits ding ibinibigay ang OWWA, kung saan taon taon ay naglalaan ito ng Php 6M para sa skills for employment program, at Php 10M naman para sa seafarer's upgrading program. Taon taon ding pumipili ng 100 scholars ang OWWA kung saan ang bawat scholar ay binibigyan ng Php 10,000 para sa matrikula at Php 20,000 naman para sa allowance bawat semester.
Sa ilalim ng Social and Family Welfare Services ay may repatriation and reintegration programs naman ang OWWA. Hindi isinasaad sa Omnibus Policies kung magkano at saan manggagaling ang pondo para sa mga programang ito. Ang repatriation program ay tugon sa sinasaad ng RA 8042, o ng Migrant Workers and Overseas Filipinos Act of 1995, kung saan isinasaad na ang OFW ay bibigyan ng nararapat na tulong upang mapabilis ang pagbalik nito sa Pilipinas. Ngunit ang programang ito ang isa sa laging binabatikos ng mga OFWs dahil na rin sa kabagalan ng pagtugon ng OWWA sa oras ng pangangailangan.
Ngunit bakit sa mistulang napakagandang mga benepisyo na inihahain ng OWWA para sa mga kasapi ay marami pa rin ang tumululigsa at tumututol sa patuloy na pagpapatupad nito ng Omnibus Policies?
Ang isa sa mga isinusulong ng mga OFW ay ang pagkakaroon nila ng mas maraming representasyon sa Board of Trustees. Sa kasalukuyan, pito (7) sa labingdalawang (12) director ng Board ay galing sa ahensiya ng pamahalaan; isa sa management sector; isa sa labor sector, isa sa sea-based OFWs; isa sa land-based OFWs; at isa sa women sector. Hindi malinaw sa Omnibus Policies kung bakit kinakailangan ang represntative mula sa management sector. Hindi rin isinaad ang pagkakaiba ng labor sector representative sa sea and land based OFW representatives. Sa pananaw ng mga OFWs, kung ang OWWA ay talagang para sa kanila, nararapat lang na maging mas marami ang kanilang representasyon sa naturang lupon.
Malaki rin ang puna ng mga OFWs sa kawalan ng malawakang pagdinig sa mga programang binalangkas ng OWWA bago ipatupad ang mga ito. Kapunapuna, halimbawa, na ang mga kasalukuyang benepisyo na nakasaad sa Omnibus Policies ay tumutugon lamang sa ilang pangangailangan ng OFW habang siya ay nasa ibayong dagat at may pinagkakakitaan pa. Ngunit walang naisaad na benepisyo para sa panahon na ang OFW ay nakabalik na sa Pilipinas, retirado, at wala ng pinagkakakitaan. Ilan sa pangangailangang nais ng mga OFW na tugunan ng OWWA ay ang libreng hospitalization kapag ang isang OFW ay retirado na, pension plan, at savings program. May mga nagsasabing mas nakabuti sana kung ang inilabas na pera sa Smokey Mountain project ay inilaan na lang para sa pagpapatayo at pagpapatakbo ng isang hospital para sa mga OFW.
Sa gitna ng mga puna at pagbatikos sa paraan ng pamamahala ng OWWA board, dapat nga kayang ibasura na nito ang Omnibus Policies?
Reactions from OFWs:
arnel araneta arnel_araneta@yahoo.com in savola_pinoys wrote:
I have always believed that the OFW deserves more respect and representation to the government. I believe that an organization to represent the OFW should be formed by a team who used to work as OFW for at least 5 years. I think that should be mandatory. I believe no politician should be appointed to head this representative organization unless he or she has worked and experienced working away from home and from loved ones. I believe this should be a prerequisite. Period.
gerry del rosario lovedycool03@yahoo.com in stc_pinoys wrote:
Dapat lang ibasura, pati ang OWWA, OWA-KA-NGA, kc, ang mga empleyado at mga mandurugas na nakapwesto lang ang nakikinabang ng contributions na galing sa mga OFW tulad natin. Ang benefits ay makukuha lang natin kapag PATAY NA TAYO, MGA INAYUPAK, KAILANGAN, MAMATAY MUNA BAGO MAPAKINABANGAN ANG KAKARIMPOT NA BIYAYA, NA MATAGAL NAMAN NATIN PINAG-IPUNAN, SILA LANG ANG HUMAWAK AT NAKINABANG HABANG BUHAY PA SILA, TAPOS TAYO, DAPAT MUNANG MAMATAY BAGO BIGYAN NG BENEFITS.
SANA NAMAN MARINIG TAYO NI PRES. GMA, AT BIGYAN NG PANSIN, AT ALISIN SA PWESTO ANG MGA CORRUPTORS AT MANDURUGAS (OWWA-EMPLOYEES) NA MGA EMPLEYADO NG GOBYERNO NA NAKIKINABANG NG PINAGPAWISAN NATIN DITO SA GITNA NG DISYERTO.
MORE POWER TO ALL OFW & STC-from lovedycool03@yahoo.com
Dennis Pangilinan dpangilinan@stc.com.sa wrote:
I think OWWA is one of governtment's useless agencies. It only exists to collect money from OFW thus giving us more burden than relief.
I agree with Francis, creation of any organization body in any name should start from zero. The problem of non-transparency gives the OFW's doubt on what is really happening. They collect so much and give a little. Who really got help from OWWA?
Few months ago an organization sells tickets for a beauty contest for the benefit of our stranded kababayans.It is a responsibility of OWWA in coordination with Phil. Labor Office to handle these "stranded" problem. Pity to see some of our kababayans are literally begging for help in Batha. What happen to repatriation fund they are collecting? NGO's should concentrate their efforts on pressuring OWWA and related agencies.
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bfelipe@alfaisaliah.com wrote:
mga kabayan,
i don't have the free time to read completely the OWWA Omnibus Policy. however as per my knowledge all the existing PDs, EOs, LOIs etc. with regards to OFWs is documented into one single guideline at yan na nga ang OWWA Omnibus... kaya nga tinawag na omnibus (all in the bus) dahil pinag-isa nalang. following this premise if we'll going to scrap the Omnibus then we scrap the underlying PDs, EOs, LOIs etc. because these are adjunct to the Omnibus.
sa palagay ko ang first step upang marinig o kaya bigyan ng pansin ang ating hinaing ukol dito sa omnibus ay dagdagan ang representative ng OFWs sa board ng OWWA. sa ngayon dahil konti lang sila (ilan nga ba sila) madali silang "lamunin" ng systema. if we (OFWs) have the numbers in the board then it's much easier to effect changes in the policy. akin to this if a new policy is being introduced which is not popular to OFWs then our rep to the board may exercise their veto power (meron ba).
lastly, i don't think OFWs can sue OWWA because we don't have juridical personality to do so simply because we don't pay tax.
billyfelipe
(personal opinion lang to)
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tony ranque yapster109@yahoo.com wrote:
It is actually the contention of OWWA that since the employers pay the contributions, technically speaking it is not money coming from OFWs and hence OFWs cannot be considered as the ones who own the money.
We don't know how these payment transactions are entered into the book of accounts of OWWA.
So to remove this contentious issue about who owns the money given to and being used by OWWA, i believe it is better if the OFW/Seafarer pay the membership contributions.
Wala tayong patutunguhan if we bog down into discussing details of every issue.
First we need to identify why we want changes in OWWA (dissatisfaction in OWWA services?). it is only when there is an agreement to pursue changes in OWWA that we need to discuss the details of the what, when, where and how.
We know that it is only when there is a clamor for change supported by the majority of OFWs that things can move.
Otherwise, we can continue our "shouting" until we become hoarse and yet is taking notice.
Advocacy to be effective should be pursued relentlessly, hindi puwede iyong pabugso-bugso o lulubog-lilitaw.
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GREG LEYNES gregleynes@tamergroup.com wrote:
This is illegal and unconstitutional. The Executive Department has no legal ground to issue Letters of Instruction to collect money from OFWs without each and every one's consent. Are we living in times of Martial Law?
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"german s." capatig@yahoo.com wrote:
Dapat bang ibasura ang Omnibus Policies ng OWWA?
Yes, dapat ibasura….this is the only right thing the OFWs na dapat ipaglaban, Bakit? The controversy of the subject matter lies in its legality, because there is a question of Law in the creation and implementation of the “OWWA Omnibus Policies”, therefore it is futile to discuss its content…it is an illegal document period….. scrap it will not give a negative effect to OFWs. The existing laws shall prevail i.e., Letter Of Instruction (LOI) No. 537, Presidential Decree No. 1694 as amended by Presidential Decree No. 1809, Executive Order No. 195 and Republic Act No. 8042. These laws are more than enough for the OWWA Board of Trustees to serve as their guidelines in the implementation of what is mandated…the insurance coverage and other benefits hindi naman mawawala yan at maliwanag naman ang isinasaad ng batas, to quote from Ellene Sana’s letter “as ka Alfred said, we could go on and on and on with our discussions….but at the end of the day, what do we prepare to do with OWWA? Ano
nga ba?”
1) Set a dialogue, makipag ugnayan ang isat-isa…. OFW at OWWA Board of Trustees….develop a “Win-Win” scenarios as follows:
a) $25 OWWA contribution …..original LOI No. 537..remittance shoulder by the Employer.
b) $25 previously collected directly from OFWs….options to return the money plus interest.
c) Life Time Membership…..to continue to receive other OWWA benefits except the insurance benefit if you already retire or if you opted to stay home in the Philippines permanently. With billions of pesos accumulated in the Trust Fund, OWWA can sustain/maintain the other services..infact sa interest income palang ng Trust Fund I believe sufficient na ito to endow the insurance premium of P165.00 sa bawat OFW….sobra-sobra ang pondo ng Trust Fund.
2) to empower the OFW in the administration of OWWA…OFW has the final say in the decision making…after all the Trust Fund is belong to OFW as the beneficiary.
3) allocate funds for R&D (Research and Development) to develop economic studies such toping the Republic Act No. 9267 (Securitization Act of 2004) I strongly believe this is the Financial Instrument of the New Millennium. OWWA Trust Fund can be the best candidate to enter in “Securitization”, it is a method of funding receivables of whatever kind (mortgage, debts, leases, loans, credit card balances etc.). It involves producing bearer asset backed securities which can be freely traded (and which are normally rated) secured as a portfolio of receivables….OWWA can act as the Special Purpose Vehicles (SPV)..in turn the OFW can invest on the securities fixed income type (interest bearing securities)……further discussion later as required!!!
4) This is the biggest challenge for us as OFW to act now, to show our solidarity….scrap the OWWA Omnibus Policies…if it require to go all the way to Supreme Court, “LET’S DO IT”.
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"Benjamin L.Anog" wrote
Sa palagay ko tama at dapat lang ibasura, dahil lumalabas na walang silbi, ang nakikinabang lamang ay ang gobyerno at ng mga namamahala nito. Kung alam lamang nila kung paano maging OFW sa ibang bansa like Saudi Arabia. Ang mga hirap na dinadanas ng ating mga kasama, lalo na yung mga pinahihirapan ng employer nila, mga bibibitayin, at run-away or stranded. Alam kaya nila iyon?
At saka tayong mga OFW habang nasa ibang bansa at naghahapbuhay ay hindi natin maasikaso ang mga sinasabi nilang benepisyo unless kung tayo ay uuwi para magbakasyon. At kung atin naman aasikasuhin, gaano naman kabilis?
Dapat makinabang tayo sa benepisyo kung tayo ay tanggal na sa trabaho, retired, disabled or biglaang pina-uwi.
Para tayong ginagatasan ng langis sa sarili natin pagpapakahirap dito.
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Antolin Ramos wrote:
Dapat lang ibasura kc d naman tayo nakikinabang dyan.
-----Original Message-----
From: Renato Lalata
The flight of OFW has been exposed for so many year's now, aside from maltreatment and abuse to their point of destination, we are being abused also by our very own government, because of Angelo de la Cruz case, OFW again is in the lime light, but my point is what did we get from the government in the first place? OWWA officials rush to Iraq because of Angelo's case, but look at the case of an Engineer died in Iraq bomb explosion, how did they get response from OWWA is the meaning well mean for it? OVERSEAS WORKER WELFARE ADMINISTRATION. Is he, not a part of the 1.5 million Filipino's working in the Middle East that generates dollar income? We should have to replace OWWA to DOWWA Documented Overseas Worker Welfare Administration.
People and NGO's rush to help Angelo family, an aid promised from a congressman and a senator, double aid from a computer college, triple aid with house and lot, the question is what did OWWA contribute? They rush in Angelo's case because of a media mileage but how about the others like the family of Engineer Raul? I am not a relative of his, nor do know him personally, but the way our government treated his case enraged me.
For a payment of 25$ OWWA membership fee with an expiration after 2 years, OWWA omnibus policy code shows the bene fits that we can get, encircled by their officials in front of me, LIFE INSURANCE POLICY ONLY to be expire after 2 years aside from that, no more. Wherein before, no payment has been charge on every OFW but financial assistance is present with a lifetime membership without fee, as long as you are a former OFW.
But now if you're no longer working as an OFW and your policy expire, you are not a member of OWWA anymore. This Omnibus Policy Code being used by OWWA justifying the collection of 25$ in reference to President Marcos Presidential Decree, that even Marcos himself until the succeeding generations of president up to Erap was not implemented, due to the fact that this is erroneously decreed during those trying times. And nobody bother to repeal it due to the fact that it has not been implemented in the first place and nobody knows about this Presidential decree until just recently that it has been implemented by the new Administrator Virgilio Angelo.
I had undergone MRI in the Philippines because of my chronic back pain during my vacation last May, and the fee was 8,000 pesos aside from the doctors fee. I went to OWWA to inquire about the reimbursement of some percentage of my expenses, because aside from this 25$ , we are also paying 900 pesos for Medicare, and the response is more devastating. They flatly told me that those Medicare covers only upon confinement and a fraction only of hospital expenses is under the coverage.
I had a co-employee who had been pinned down his left foot by a forklift here in Saudi Arabia, with a partial disability that went to OWWA to make a claim, you know what OWWA said? He cannot make a claim because the Policy that we are paying for 25$ is only for death and permanent disability, aside from the accident happened outside of the Philippines.
How come that they complain about a syndicate collecting hundreds thousand of pesos in a fake claim, using hospitals bills in one of legitimate OFW beneficiaries name some times last year in one of ABS-CBN program. And here was a legitimate claims not tens of thousands but way below, lest we cannot avail of their assistance in need.
Just try to drop by at OWWA and you will found out that the system is disorganized, the offices looks like an archives room, and people coming in feel disgusted and disoriented due to bad surroundings and serviced that they had received.
OWWA has bragging that they have multiple programs and assistance for OFW like Pre-Departure Loan, but before you can acquire this loan, they are asking so many painstaking requirements, in contrast with their press releases. Educational scholarship for OFW's and their beneficiary, but did we bother to ask how many scholars they have in their program? Medicare reimbursement? I went personally to their main office and witnessed a numbers of claimants that spent almost half a year and still keep on coming back to that office for follow up.
Where did this 25$ paid by millions of OFW going? If there is an expiration every 2 years, how on earth a retired OFW who is in distress can get help from the institution WHEREIN he is a member for over a long years and after he retires, his membership also retires together with him/her.
That this Agency OWWA Overseas Worker Welfare Administration has been created for the sake of Overseas Worker and not for the sake of the government.